How are you underwriting insurance in coastal multifamily right now?

Started by Jordan Lee · Jun 11, 2026

Premiums in the Sunbelt have doubled on a few deals I'm seeing. How are you modeling this going forward?

Comments (2)

Brad HargreavesExpertJun 11, 2026

We now stress insurance at +15% annually for the first three years and assume it never reverts.

Sam RiveraJun 11, 2026

Worth getting a broker quote pre-LOI — sellers' trailing numbers are wildly out of date.